Mortgage MavenThe Mortgage Maven TeamClient Direct Mortgage

MORTGAGE MAVEN • FINANCING TOOLS

A Clearer Path To
Your Next Home

See how a lower purchase price, a different rate or paying off monthly debt can change your debt-to-income ratio.

Your Current File

Enter the gross qualifying income and total DTI from your current findings, including the proposed housing payment.

Costs That Change with Price

Default 0 keeps taxes and mortgage insurance fixed in the current payment. Enter lender-supported rates only if these costs will decrease with price. Insurance and HOA remain fixed.

Compare a New Scenario

Use a qualifying rate; a temporary buydown payment may not qualify. In the original-DTI mode, enter monthly payments eliminated, not payoff balances.

Actual Income & Liabilities

When selected, the new calculation uses the income and liabilities below instead of deriving remaining debts from the old DTI.